000 yuan.

kisnx65lkw

Experienced a baptism of six months, a group of "90" college celebrates its first winter. When ready to pack up and return home,http://www.woailuntan.com/forum.php?mod=viewthread&tid=2610, piecemeal spending bills, living expenses over frequently become their heart unspeakable pain.
Times reporter preliminary investigation found that the absence of a reasonable financial plan developed early school, nearly half of the 90 freshmen monthly consumption of up to 1200-1500 yuan, worse, up to 2000 yuan.
30,000 yuan bill does not generate perception
When to see a freshman , he is reasonable bill. Spread out on the table with a thick "CUP card spending alone," "Food fixed invoices," "Taxi invoice" and a variety of coupons and a calculator.
"This semester, I spent a total of nearly ten thousand yuan cost of living." Say this figure when Mahu Hong seem emboldened enough, he also did not expect to spend so much, "originally planned 1,200 yuan a month for living expenses,air max, even overruns to this. "remorse tone reveals frustration.
In Mahu Hong bill, the reporter saw: "Laptop 12,http://vegalta7.s156.xrea.com/aska/aska.cgi/360,000 yuan, September month living expenses 1500,10 1800,11 month living expenses living expenses 1800,12 month living expenses 2000 yuan, 7000 yuan SLR cameras."
Promised a "dead letter."
"Really did not expect to spend it so outrageous." A student of a university in Hangzhou, the mother of anguish Speaking with reporters, "his father working in the mines, I have no job, how much money? "
Turning Xiaobin study art majors, the mother a long sigh. Xiaobin last year to take the exam, then the results obtained due to the possibility of formal literature and history of science and engineering subjects is unlikely, in the teacher's recommendation, chose art exam training classes, and to do so was admitted to Hangzhou, a professional art college. For this reason, parents mixed, joy is the home of the first students, the worry is the cost of living in Hangzhou and heavy tuition.
Through a series of efforts, parents lobbied Xiaobin tuition, Xiaobin was also a solemn promise "no more than 800 yuan monthly living expenses." Surprisingly, Xiaobin did not fulfill his promise, basically have to spend 1,500 yuan a month.
60% Students 1200 yuan monthly consumption
"The first time to get a thousand dollars for living expenses, I do not know how to spend." Zhejiang Gongshang University freshman John Kerry said that because the university did not get before the "huge amount" of funds, resulting in a large number of 90 After the students began to mindless consumption.
"A lot of freshmen are used brand-name products, including Clinique, Lancome, Chanel and other high-end consumer goods is their choice." As the sister of Liang Yarong reluctantly told reporters.
According to Times reporter in the school network, young cattle net Times University Shimbun survey data display on the QQ group: more than 60% of the students daily consumption in 1200 yuan per month, 23% part of the climb up 2,000 yuan,http://www.langhuange.cn/home.php?mod=space&uid=96877, more than ordinary white-collar consumption levels Only a very few of the students at the consumption level of 1,woolrich donna,000 yuan.
"Under normal circumstances, the consumption in 1000 yuan basically students from poor families." Youth League secretary of Zhejiang Institute of Media division had really told reporters,http://bbs.m-78.cn/home.php?mod=space&uid=255120, students in the high school stage rarely exposed to a thousand dollars for living expenses, for such a sudden " huge "funds, the majority of students show Lost.
"Financial education" imminent
Hangzhou University of Electronic Science and Technology senior Qiu Peng said: "I think after 90 for freshmen, it should give them some reasonable consumer guide on." Qiu Peng told reporters, in fact,louboutin, students in the consumer sector has not yet reached. " the degree of self-control and conscious ", many students see fun things,http://rockclimbing.com.nmsrv.com/cgi-bin/gear/search.cgi, no matter how practical value,moncler outlet, will buy it on a whim,hogan outlet, often is not practical.
"Buy professional equipment needed there is no relationship, can later be repaid by part-time on this part of the consumer,woolrich donna,http://www.pachi.net, but many students are out of vanity or the blind pursuit of fashion and produce consumer debt." Zhejiang Institute of Media Arts College junior Television Liping Mei said.
Parents Pan Feng told reporters, mindless consumption in this area, schools and parents should take resolute opposition, when consumption habits and dependence blind, unable to satisfy their own desires by college students borrow money if, once formed, might go On no return.
Zhejiang University of Finance and Associate Professor, School of Public Financial Management, said Jin Ge, the students decided to household power consumption levels to some extent,louboutin, but if students can not be "spending plan" will eventually lead to extravagance of waste.
Fengqi Branch of China CITIC Bank financial planner  VIP service centers in an interview, admits: "I think the 90 students of the most pressing is the 'financial education'." In fact, the financial education in the UK has spread to the kindergarten stage, Children under 5 years of compulsory financial education necessary courses to help young people achieve financial plan.
Economic development spawned "90 paycheck to paycheck."
"From observing my teaching this year found that after '90 'was higher than 80 on the consumer." Zhejiang Institute of Media spin Xie said freshman counselor, and a lot of 80 students on the consumer level 90 after endless emotion .
"These freshman students is too dare to spend money, I really can not think how they do that if there is no money." Hung micro Zhejiang University of Technology,tn pas cher, said.
Zhejiang University of Finance Professor Jin Gefu told reporters that the current 90 after spending more than 80 post-consumer should also be rational observation, "Right now, with the continued development of the domestic economy, a lot of money after 90 students rely on parents, worry about eating worry about wear, have become accustomed to high consumption. "and Hangzhou local economy is also growing,moncler sito ufficiale, also encourage and stimulate all kinds of social spending,air jordan, prompting the college's" Moonlight "phenomenon.
Four recommendations to avoid becoming a "moonlight clan"
Special guests: CITIC Bank financial planner Ding Zhiyi VIP service centers
A "financial education" to be carried out as soon as possible
For blind consumption of college students,http://www.z-tech.jp/bbs1/sunbbs.cgi?mode=form&no=5113&page=1, schools and families of college students should be "financial education" through economic financial education to guide students to rational consumption, carried out on a reasonable plan for the future, making the consumer a "planned" together.
2, do not encourage the use of credit card overdraft
Due to lack of self-control after 90 college students, for the credit card to be careful. Ding Zhiyi said he did not encourage students to use a credit card, how much money you spend much money on hand,hollister sale, should advance overdraft consumption.
3, the budget spending plan
Students to make ends meet, a slight surplus,http://tokkyoj.com, must be planned sex, budget consumption,louboutin femme, to clear enough to get yourself how much money each month from their parents, themselves through work-study or part-time earn much money, then planned spending.
4, a bold attempt to appropriate investments
For the 90 students, to boldly learn to invest. Can properly invest in stocks, insurance and other industries, but the amount of investment according to their actual ability to expand the family, not blind investment.
Intern reporter Liu Zaiyu