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This is a bank deposit in a very common thing,moncler usa, but if in the staff enthusiastic promotion,hogan prezzi, deposits into the insurance, which is not normal. Jiaodianwangtan column recently received multiple complaints from readers, the statement was fooled when their bank deposits. Attracted users a condemnation. Some netizens questioned the bank a cover for insurance companies, the insurance company appealed to the bank to bank staff out of the work area.
Jiaodianwangtan reporter found in the survey, some banks do exist insurance agency business, but also within some banks have insurance company personnel at the site office.
March 19, reporters learned from relevant documents provided by the Provincial Banking Regulatory Bureau, commercial banks can indeed insurance agency business, but also requires that commercial banks must not allow the insurance company personnel stationed in bank outlets.
User complaints:
Deposit insurance ye become?
A Puyang,http://mt.fresheye.com/ft_form.cgi, Henan Mobile News Reader "1394 *** 3033" March 12 complained that last year he went to the bank deposits,http://www.travelan.biz/cgi-bin/search.cgi, a female staff introduced him to save five years with dividends,http://www.8liuxing.com/home.php?mod=spacecp&ac=blog&blogid=, deposit a million a year, packed four kinds of insurance. He was asked not to buy insurance,giubbino moncler, the staff said it was not, so he saved ten thousand. Who knows after the deposit he received a message that his policies have been underwritten, this does not become a buy or insurance? He asked back, but the other half says only retreat.
The reader encounters fueled the one questioned,moncler outlet.
Netizen "@ Koike,scarpe hogan prezzi," said, "My mom would be so fooled too, was thinking in the bank to do business, not a problem, they knew that they buy home insurance."
Big river users, "I yelled out," said, "the purpose of the customer to bank deposits, met enthusiastic staff wearing uniforms of the bank,http://www.city.toyota.aichi.jp, plus the temptation of high interest rates and is not insured,moncler outlet ufficiale, for those customers not easy to make money ,offerta hogan, it certainly could not hold. "
Reporters Survey:
Insurance salesman Bank staff to wear uniforms on-site office
March 18 afternoon, Jiaodianwangtan reporters to do insurance in the name of the two banks Zhengzhou Wenhua Road near the on-site investigation.
Road Branch of Bank of China in culture, I heard reporters to handle insurance business lobby said the insurance company's business manager, who did not work at the same time warm recommendation, she suggested reporters Monday to come to consult handle. For the relationship between banks and insurance companies, the lobby manager said they just agreement,http://www.leatu.net/forum.php?mod=viewthread&tid=904628, banks only insurance agency business, the insurance business is located here specifically handled by the insurance company personnel,moncler outlet sito ufficiale, the bank just to help take the program.
When a reporter asked whether the parties are the same garment workers, the lobby manager, said although the same clothing, but job number is different, the insurance company's own staff have their work number.
In the way a culture of China Industrial and Commercial Bank of China outlets, When a reporter said to handle the insurance business, a staff member hall said they and the insurance company only business relations agent, the insurance company clerk did not leave to go to work, the specific situation to come back on Monday to consult handle.
For bank employees and insurance company clerk clothing problem, the staff member said,http://www.83host.com/forum.php?mod=viewthread&tid=3447272, according to the regulations, the insurance company can not directly set point in the bank to transact business,hogan olympia uomo, in order to avoid the above examination, they wear the same clothes.
User appeal:
Let the insurance company personnel away from the work area banks
Bank deposit insurance for the problem becomes friends complaints,hogan interactive 2013, many users expressed strong opposition to requiring banks to insurance companies who shut out, but also a good customer service environment.
Big river users "fall silent," said, "industry specializing in surgery,scarpe hogan donna, OK? Own service allows customers satisfied? Everyone says is the agent bank insurance business,http://tw-ee.com/bbs/read.php?tid=2433348, why customers have to wear clothing bank to save money when people passion recommend insurance? Bank Do not see it? "
Big river users "do not bend stroke rationale children," said, "Banks should implement the customer-oriented philosophy in the end, let the insurance company staff work area thoroughly leaving the bank."
CBRC:
Commercial banks are not allowed insurance company personnel stationed in bank branches
Survey of users encounter and reporters found the morning of March 19, Jiaodianwangtan Correspondent Banking Bureau in Henan Province were to consult. Relevant personnel said that commercial banks have insurance agency business, but the CBRC has specific file requirements.
Reporters followed by inspection found that "China Banking Regulatory Commission on Further Strengthening the commercial bank insurance sales and risk management compliance notice" (Yin Jian Fa [2010] No. 90) clearly stipulates that commercial banks insurance agency business, should follow an open, fair and impartial manner, to fully protect the interests of customers. Product sales activities should be fully disclosed to customers of insurance product features,piumino moncler outlet, attributes and risks,http://forums.ia15.org/profile/dvjdkuux8z, the customer may not be misleading.
The "notice" Article XII also stipulates that through commercial bank branches to sell insurance products directly to the customer's staff, employees should be held by an insurance agent credentials bank sales staff; commercial banks may not allow insurance companies to personnel stationed in bank branches .
(Reporter He Heart group)